Organize your financial life with a brokerage account

Would you like a complete view of your investments and cash holdings so your finances are easier to control?

Our brokerage solution is provided by LPL Financial and offers you many benefits. Because LPL is self-clearing, we can help you open 99.5% of common account types online and can immediately start performing trades on your behalf. All trades and operations are processed in a single location, eliminating third-parties and reducing costs by using a single sophisticated platform. Straight-through processing means you can be confident your trades will receive the priority handling they deserve.

When you choose to work with us, you will benefit from:

• Automated trade credit for electronically placed trades
• Free cost-basis available for all accounts
• Consolidated account statements, showing brokerage positions, mutual funds, and the position of selected annuities held at the carrier

Like most people, you probably maintain a number of accounts, each to handle a different aspect of your finances. Our full-service brokerage platform is designed to help you manage your investments more efficiently and get more organized.

Comprehensive account services

In addition to the benefits above, we can also help you manage your cash flow and make the most of your reserves.

With a Premier Plus Account, we can turn an ordinary investment account into a powerful asset management tool that consolidates your investing, checking, and Visa® debit services into one convenient account. Plus, all of your account activity is organized for you on one, comprehensive statement providing a complete picture of your portfolio — including your cash — empowering you to track and monitor your finances with ease. Clients with a Premier Plus Account have access to many features and money-saving benefits, including:

Simplified money management

No matter the investment type, you will have all the power of an investment account plus the convenience of cash management features that allow you to:

• View how much your money has earned
• Track what your investments are worth
• Know where your money is being spent
• Measure investment performance quarterly
• Prepare taxes accurately and easily

Cash Sweep Program

Your brokerage account also has a cash-sweep program for the automatic investment of uninvested cash balances in your account. The program is an interest-bearing, automated bank-deposit, cash-sweep program, insured with the FDIC. In addition to earning a return on uninvested cash, you get the benefit of:

• Multiple banks and a tiered interest-rate structure
• Automatic sweeps into the Insured Cash Account or a money market fund
• Instant account transfers when cash is needed to cover a debit

Collateralized Lending

You also have access to business and consumer lines of credit through select banks. Your line of credit is collateralized by securities on deposit in your brokerage and advisory accounts. Securities being used as collateral for a line of credit cannot be used to buy or carry margin securities or other investments.

Learn More

To learn more, you can click on one of the links below to view the account fee schedule and get more information on the cash sweep program. You can also read the Relationship Summary to learn more about the differences between a brokerage account vs. an advisory account. In regards to the brokerage account fee schedule, note that some fees are waived under certain conditions. Also, some of the fees do not apply to all account types. Please reach out to us with any questions.

This information is provided for informational and educational purposes only and may include references to concepts that have legal, accounting and tax implications. It is not to be construed as legal, accounting or tax advice, and is provided as general information to assist in understanding the issues discussed. LPL Financial does not provide tax advice. LPL Financial believes the information has been obtained from sources considered to be reliable, but does not guarantee the accuracy of the information provided.

All investing involves risk, including the possible loss of principal, and there is no guarantee that any investment strategy will be successful. 

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