When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters.